What NDIS Participants should know about SIL; but almost nobody tells them

If you or a loved one is exploring Supported Independent Living (SIL) through the NDIS, it’s important to understand what SIL really is — beyond the jargon and typical sales pitches. Many participants find themselves surprised or confused because key information isn’t always shared upfront.

Here are 10 important truths about SIL that almost everyone ignores to tell you — but you should know.


1. SIL Is About Support — Not the Home

A common misconception is that SIL funding includes housing. Actually, SIL pays for support services, not rent or property costs. The home you live in may be linked to your supports, but rent and living expenses are separate and managed differently.


2. SIL Isn’t the Only or Best Option for Everyone

SIL is just one model among many. Depending on your goals and needs, alternatives like Individualised Living Options (ILO), Supported Disability Accommodation (SDA), or even in-home supports with mainstream housing might be better suited for you.

Remember, SIL isn’t a one-size-fits-all solution.


3. You Can Change SIL Providers Without Losing Your Home

Many participants worry that switching SIL providers means having to move house. This is not always true! Especially outside of SDA, your housing agreement is usually separate from your SIL supports.

You can often keep your home and choose a new provider if you want a better fit.


4. You Have a Say in Who You Live With

Sometimes participants feel forced into shared living situations with strangers. But you have the right to express preferences about your housemates — including gender, age, and lifestyle compatibility.

It’s your home and your choice.


5. SIL Isn’t Forever — It Can Change as You Grow

SIL is often described as permanent, but in reality, your support needs are regularly reviewed. If you become more independent or find other options, your SIL supports can be reduced or adjusted.

The goal of the NDIS is to help you build skills, not lock you into support for life.


6. SIL Rosters Must Reflect Your Actual Needs

Some providers create inflated rosters to claim more funding. SIL funding should be based on your documented support needs and daily routines, not assumptions or guesses.

If your supports seem excessive, it can be reviewed and challenged.


7. You Have Rights — And You Can Speak Up

Even in shared living, you have rights. You can:

  • Lodge complaints if you feel unsafe or unheard
  • Request changes in staff
  • Get an advocate to support you

Never feel powerless about your own home and supports.


8. You May Be Able to Use Your Own Support Workers

Depending on your arrangement, you might have the flexibility to bring in trusted support workers you choose, mixing SIL with other NDIS supports.

It pays to ask and understand your options.


9. Your Progress Reports Affect Future Funding

SIL providers write reports that influence your next NDIS plan. Make sure you’re involved in setting goals and that reports reflect your real progress and needs.

This can protect your funding and support quality in the long run.


10. You Have the Right to Ask Questions and Say No

Don’t hesitate to:

  • Ask for detailed breakdowns of SIL costs
  • Question conflicts of interest if your provider owns the property
  • Say no to a placement or support that doesn’t suit you

You are in control of your supports.


Conclusion

Supported Independent Living can be a wonderful option — but only when you have clear, honest information and feel empowered to make the right choices for yourself or your loved one.

If you’re exploring SIL, make sure to ask the tough questions, get the facts, and don’t settle for anything less than a support arrangement that truly respects your needs, preferences, and rights. #BetterNowDisabilityServices #BetterNow #NDISRegisteredProvider

Alhassan Ali

Alhassan Ali

Australia